‘Apple Pay Later’ Now Being Tested by Apple Store Employees Ahead of Launch

Apple Pay Later
Apple Pay Later

According to a source, Apple last week made a beta version of its future “Apple Pay Later” feature available for testing to the company’s more than 80,000 retail employees in the United States.

Apple Pay Later, which was announced at WWDC 2022 last June, is a “buy now, pay later” financing tool that would allow qualified consumers in the United States to split an Apple Pay purchase into four equal payments over six weeks, with no interest or fees to pay. The capability will be available in Apple’s Wallet app for iPhone and iPad.

According to the article, Apple Pay Later was already being tested with Apple’s corporate staff.

According to Apple’s website, Apple Pay Later may not be accessible in all U.S. states at launch. Apple has also been working on a different financing function called “Apple Pay Monthly Installments” in collaboration with Goldman Sachs. Customers would be able to spread the expense of larger transactions across several months, with interest charged. Apple has yet to make this functionality public.

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